Making Home Renovations Affordable

Affordable Renovations
Within Arms Reach

Renew Alameda County (Renew AC) helps residents make home improvements that are necessary to stay, grow, and thrive in their homes. Renew AC empowers low-income homeowners like seniors and those with disabilities to access affordable, low-interest deferred payment loans for home improvement projects that maintain safe housing, increase accessibility, and ultimately prevent homeowner displacement.

How do I Qualify?

Low-income homeowners within the county who are in need of home renovations to improve their health, safety, and overall quality of life may qualify.

Program requirements include:

  • Own and live in an insured Alameda County home
  • Have an annual income of no more than 80% of Area Median Income*
  • Have no more than $150,000 in Assets
  • Meet credit requirements focusing on the security of your home.
  • Have a loan-to-value of no more than 90% including the Renew AC Loan.
  • Have only one existing Lien on the home.

Eligible properties include:

  • Single Family Detached Homes
  • Townhomes
  • Condominiums (interior improvements only)
  • Two- to four-unit properties (rehabilitation is limited to the owner-occupied unit only, along with system-wide/structure-wide rehabilitation improvements)

Next Steps to Apply

Questions about Renew AC? Curious if you are eligible? Submit a Request for Service today and Renew AC staff will help you get started!

Click here to download and print the Request for Service form.